Home - Automobile Insurance - Board Orders

Orders Issued by the Board during 2024 under the AUTOMOBILE INSURANCE ACT CHAPTER - 22, 1990

Order
Name of Applicant
Application Type
Class of Business
Proposed Rate Change
Decision
Date Issued
Filing Summary
Rate Examples
Intact Insurance Company
Mandatory
Private Passenger Automobiles
+5.80%
Denied
01/06/22
Primmum Insurance Company Supplemental Private Passenger Automobiles
+0.36%
Approved 01/20/23
 
Security National Insurance Company Supplemental Private Passenger Automobiles
+0.41%
Approved 01/20/23
 
TD Home and Auto Insurance Company Supplemental Private Passenger Automobiles
+0.35%
Approved 01/20/23
 
Primmum Insurance Company Clear Private Passenger Automobiles
+1.00%
Approved 02/24/23
 
Security National Insurance Company Clear Private Passenger Automobiles
+1.70%
Approved 02/24/23
 
TD Home and Auto Insurance Company Clear Private Passenger Automobiles
+0.80%
Approved 02/24/23
 
Co-operators General Insurance Company Mandatory Simplified Motorcycles and Mopeds
+0.70%
Approved 03/14/23
CUMIS General Insurance Company Supplemental Private Passenger Automobiles
0.0%
Approved 04/21/23
 
Dominion of Canada General Insurance Company Supplemental Private Passenger Automobiles
0.0%
Approved 04/21/23
 
Sompo Japan Insurance Inc. Supplemental Private Passenger Automobiles
n/a
Approved 04/21/23
 
Sompo Japan Insurance Inc. Supplemental Commercial Vehicles
n/a
Approved 04/21/23
 
Intact Insurance Company Mandatory Private Passenger Automobiles
+8.7%
Approved 04/28/23
Co-operators General Insurance Company Mandatory Private Passenger Automobiles
+7.9%
Approved 05/15/23
Facility Association CLEAR Private Passenger Automobiles
0.0%
Approved 05/19/23
Facility Association Supplemental Commercial Vehicles (IAO Rate Group Update)
n/a
Approved 05/19/23
 
Belair Insurance Company Mandatory Miscellaneous Vehicles
n/a
Approved 05/19/23
Intact Insurance Company Supplemental Commercial Vehicles (IAO Rate Group Update)
n/a
Approved 06/09/23
 
TD Home and Auto Insurance Company Supplemental Private Passenger and Miscellaneous (Rule Changes)
n/a
Approved 06/09/23
 
Primmum Insurance Company Supplemental Private Passenger and Miscellaneous (Rule Changes)
n/a
Approved 06/09/23
 
Security National Insurance Company Supplemental Private Passenger and Miscellaneous (Rule Changes)
n/a
Approved 06/09/23
 
Facility Association Supplemental  
n/a
Approved 06/30/23    
Belair Insurance Company Mandatory Private Passegner Automobiles
n/a
Approved 07/06/23
Belair Insurance Company Supplemental Private Passenger and Miscellaneous (Endorsements)
n/a
Approved 07/06/23
 
Northbridge General Insurance Company CLEAR Private Passenger Automobiles
0.8%
Approved 07/28/23
Federated Insurance Company CLEAR Private Passenger Automobiles
0.0%
Approved 07/28/23
Tokio Marine and Nichido Fire Insurance Company Limited CLEAR Private Passenger Automobiles
0.0%
Approved 07/28/23
Verassure Insurance Company CLEAR Private Passenger Automobiles
0.0%
Approved 07/28/23
XL Specialty Insurance Company IAO Private Passenger Automobiles
n/a
Approved 08/22/23
XL Specialty Insurance Company IAO Commercial Vehicles
n/a
Approved 08/22/23
XL Specialty Insurance Company IAO Miscellaneous Vehicles
n/a
Approved 08/22/23
XL Specialty Insurance Company IAO Public Vehicles
n/a
Approved 08/22/23
Aviva Insurance Company of Canada Supplemental Commercial Vehicles (Rate Group Update)
n/a
Approved 08/22/23
Zenith Insurance Company IAO Private Passenger Automobiles
n/a
Approved 08/31/23
The Sovereign General Insurance Company IAO Public Vehicles
n/a
Approved 08/31/23
Belair Insurance Company Supplemental Private Passenger Automobiles
Miscellaneous Vehicles
n/a
Approved 09/21/23    
Zenith Insurance Company IAO Miscellaneous Vehicles
n/a
Approved 09/21/23
Zenith Insurance Company Mandatory Simplified Miscellaneous Vehicles
n/a
Approved 09/21/23
 
The Personal Insurance Company Supplemental Private Passenger Automobiles
n/a
Approved 09/28/23
 
The Personal Insurance Company Supplemental Miscellaneous Vehicles
n/a
Approved 09/28/23
 
Intact Insurance Company Mandatory Commercial Vehicles
n/a
Denied 10/20/23
Northbridge General Insurance Corporation Mandatory Simplified Public Vehicles
n/a
Approved 11/06/23
Tokio Marine and Nichido Fire Insurance Company Limited Mandatory Simplified Public Vehicles
n/a
Approved 11/06/23
 
Verassure Insurance Company Mandatory Simplified Public Vehicles
n/a
Approved 11/06/23
 
Co-operators General Insurance Company Mandatory Miscellaneous Vehicles
n/a
Approved 11/06/23
Intact Insurance Company Mandatory Commercial Vehicles
n/a
Approved 11/20/23
Co-operators General Insurance Company Mandatory Simplified Commercial Vehicles
n/a
Approved 11/24/23
Co-operators General Insurance Company Mandatory Simplified Public Vehicles
n/a
Approved 11/24/23
 
CUMIS General Insurance Company Mandatory Simplified Miscellaneous Vehicles
n/a
Approved 11/24/23
CUMIS General Insurance Company Mandatory Simplified Miscellaneous Vehicles
n/a
Approved 11/24/23
Primmum Insurance Company Mandatory Private Passenger Automobiles
9.10%
Approved 11/24/23
Security National Insurance Company Mandatory Private Passenger Automobiles
8.90%
Approved 11/24/23
TD Home and Auto Insurance Company Mandatory Private Passenger Automobiles
8.90%
Approved 11/24/23
Northbridge General Insurance Corporation Mandatory Commercial Vehicles and Interurban Trucks
-7.10%
Approved 12/01/23
Tokio Marine and Nichido Fire Mandatory Commercial Vehicles and Interurban Trucks
na
Approved 12/01/23
Verassure Insurance Company Mandatory Commercial Vehicles and Interurban Trucks
na
Approved 12/01/23
Federated Insurance Company Mandatory Commercial Vehicles and Interurban Trucks
-6.50%
Approved 12/01/23
CUMIS General Insurance Company Supplemental Private Passenger Automobiles
na
Approved 12/04/23
 
The Personal Insurance Company Supplemental Private Passenger Automobiles
na
Approved 12/04/23
 
Facility Association Supplemental Various Lines - Rule Changes
na
Approved 12/08/23    
Primmum Insurance Company Mandatory Simplified Miscellaneous - ATV
na
Approved 12/08/23
Primmum Insurance Company Mandatory Simplified Miscellaneous - Motorcycles
na
Approved 12/08/23
Primmum Insurance Company Mandatory Simplified Miscellaneous - Snow Vehicles
na
Approved 12/08/23
Primmum Insurance Company Mandatory Simplified Miscellaneous - Trailers
na
Approved 12/08/23
 
Security National Insurance Company Mandatory Simplified Miscellaneous - ATV
na
Approved 12/11/23
Security National Insurance Company Mandatory Simplified Miscellaneous - Motorcycles
na
Approved 12/11/23
Security National Insurance Company Mandatory Simplified Miscellaneous - Snow Vehicles
na
Approved 12/11/23
Security National Insurance Company Mandatory Simplified Miscellaneous - Trailers
na
Approved 12/11/23
 
TD Home and Auto Insurance Company Mandatory Simplified All Terrain Vehicles
na
Approved 12/11/23
TD Home and Auto Insurance Company Mandatory Simplified Motorcycles
na
Approved 12/11/23
TD Home and Auto Insurance Company Mandatory Simplified Snow Vehicles
na
Approved 12/11/23
TD Home and Auto Insurance Company Mandatory Simplified Trailers
na
Approved 12/11/23
 
Intact Insurance Company Supplemental Private Passenger Automobiles
na
Approved 12/15/23    
Order
Name of Applicant
Application Type
Class of Business
Proposed Rate Change
Decision
Date Issued
Filing Summary
Rate Examples
Aviva Insurance Company of Canada
Supplemental
Commercial and Interurban
-0.42%
Approved
01/18/22
A.I. 2(2022)
Intact Insurance Company
Supplemental
Private Passenger Automobiles
-1.1%
Approved
01/18/21
 
A.I. 3(2022)
Aviva Insurance Company of Canada
Supplemental
Commercial Vehicles
-0.21%
Approved
02/11/21
  
A.I. 4(2022)
Dominion General Insurance Company
Supplemental
Private Passenger Automobiles
0.00%
Approved
03/24/21
A.I. 5(2022) Liberty Mutual Insurance Company
IAO
Commercial Vehicles
4.54%
Approved
03/24/21
A.I. 6(2022) Liberty Mutual Insurance Company IAO Interurban Vehicles 23.14% Approved 03/24/22
A.I. 7(2022) Facility Association CLEAR Private Passenger Automobiles 0.00% Approved 05/05/22
A.I. 8(2022) Facility Association Supplemental Commercial Vehicles 0.00% Approved 05/05/22
A.I. 9(2022) Primmum Insurance Company CLEAR Private Passenger Automobiles 0.10% Approved 05/27/22
A.I. 10(2022) Security National Insurance Company CLEAR Private Passenger Automobiles 0.50% Approved 05/27/22
A.I. 11(2022) TD Home and Auto Insurance Company CLEAR Private Passenger Automobiles -0.02% Approved 05/27/22
A.I. 12(2022) Facility Association Supplemental Interurban Vehicles N/A Approved 06/17/22
A.I. 13(2022) Northbridge General Insurance Corporation Supplemental Commercial Vehicles 0.00% Approved 06/17/22
A.I. 14(2022) Tokio Marine & Nichido Fire Insurance Company Limited Supplemental Commercial Vehicles 0.00% Approved 06/17/22
A.I. 15(2022) Co-operators General Insurance Company Supplemental Misc - ATVs and Snowmobiles -0.06% Approved 07/08/22
A.I. 16(2022) CUMIS General Insurance Company CLEAR Private Passenger Vehicles 0.00% Approved 07/08/22
A.I. 17(2022) Facility Association Mandatory Miscellaneous Vehicles -1.50%
+7.50%
+5.50%
Approved 07/12/22
A.I. 18(2022) Co-operators General Insurance Company CLEAR Commercial Vehicles 0.00% Approved 09/15/22
A.I. 19(2022) Facility Association Mandatory Taxis 10.00% Approved 09/22/22
A.I. 20(2022) Co-operators General Insurance Company Supplemental Private Passenger Automobiles - Rule Change N/A Approved 10/18/22    
A.I. 21(2022) Novex Insurance Company Supplemental Private Passenger Automobiles - Endorsement N/A Approved 10/31/22    
A.I. 22(2022) Aviva General Insurance Company Mandatory Private Passenger Automobiles 4.50% Approved 11/07/22
A.I. 23(2022) S&Y Insurance Company Mandatory Private Passenger Automobiles 6.50% Approved 11/07/22
A.I. 24(2022) Traders General Insurance Company Mandatory Private Passenger Automobiles 6.50% Approved 11/07/22
A.I. 25(2022) Sompo Japan Insurance Inc. IAO Private Passenger Automobiles   Approved 11/18/22
A.I. 26(2022) Sompo Japan Insurance Inc. IAO Commerical Vehicles   Approved 11/18/22
A.I. 27(2022) Security National Insurance Company Supplemental Private Passenger Automobiles 0.10% Approved 12/05/22
 
A.I. 28(2022) Primmum Insurance Company Supplemental Private Passenger Automobiles -0.20% Approved 12/05/22
 
A.I. 29(2022) TD Home and Auto Insurance Company Supplemental Private Passenger Automobiles 0.50% Approved 12/05/22
 
A.I. 30(2022) Security National Insurance Company IAO Commerical Vehicles 18.04% Approved 12/05/22    
A.I. 31(2022) Security National Insurance Company Supplemental Commerical Vehicles   Approved 12/05/22    
Order
Name of Applicant
Application Type
Class of Business
Proposed Rate Change
Decision
Date Issued
Filing Summary
Rate Examples
Novex Insurance Company Mandatory Miscellaneous Vehicles See Filing Summary Approved 01/08/21
Intact Insurance Company Expedited Approval Endorsement Changes n/a Approved 02/18/21
 
Novex Insurance Company Supplemental Endorsement/Group Discount Change n/a Approved 02/18/21
 
Sovereign General Insurance Company IAO Private Passenger Automobiles 25.40% Approved 02/18/21
Aviva Insurance Company of Canada Supplemental Commercial Vehicles -0.20% Approved 03/05/21
   
Facility Association Mandatory Public Vehicles See Filing Summary Approved 03/11/21
 
Facility Association Mandatory Garage Vehicles 7.20% Approved 03/11/21
 
Aviva Insurance Company of Canada Mandatory Commercial Vehicles 0.00% Approved 03/18/21
The Personal Insurance Company Mandatory Private Passenger Automobiles 15.00% Approved 03/29/21
Facility Association Supplemental Commercial Vehicles - Rating Rule Changes n/a Approved 04/01/21    
Intact Insurance Company Supplemental Private Passenger Automobiles n/a Approved 04/01/21
 
Facility Association Supplemental Commercial Vehicles - Request to "Read-in" Changes n/a Approved 04/13/21    
Dominion of Canada General Insurance Company Supplemental Commercial Vehicles - Surcharge Change n/a Approved 04/15/21    
Dominion of Canada General Insurance Company Mandatory Private Passenger Automobiles 0.00% Approved 05/06/21
Facility Association CLEAR Private Passenger Automobiles 0.00% Approved 05/20/21
 
CUMIS General Insurance Company Mandatory Private Passenger Automobiles 1.80% Approved 05/20/21
Facility Association Supplemental Commercial Vehicles - Rate Group Updates 0.00% Approved 05/20/21
 
Intact Insurance Company Supplemental Private Passenger Automobiles 0.01% Approved 06/07/21
 
Unifund Assurance CLEAR Private Passenger Automobiles 0.01% Approved 06/10/21
 
Intact Insurance Company Supplemental Commercial and Interurban Vehicles 0.00% Approved 06/17/21
 
Co-operators General Insurance Company Supplemental Endorsement Changes 0.00% Approved 07/13/21
 
Co-operators General Insurance Company CLEAR Motorcycles -0.21% Approved 07/13/21
 
CUMIS General Insurance Company CLEAR Motorcycles 0.00% Approved 07/13/21
 
TD Home and Auto Insurance Company CLEAR Private Passenger Automobiles 0.00% Approved 07/13/21
 
Primmum Insurance Company CLEAR Private Passenger Automobiles 0.00% Approved 07/13/21
 
Security National Insurance Company CLEAR Private Passenger Automobiles 0.40% Approved 07/13/21
 
Northbridge General Insurance Corporation IAO Private Passenger Automobiles -10.20% Approved 07/29/21
Co-operators General Insurance Company Supplemental Private Passenger Automobiles 0.00% Approved 08/17/21
 
Tokio Marine & Nichido Fire Insurance Company IAO Private Passenger Automobiles n/a Approved 08/17/21
Verassure Insurance Company IAO Private Passenger Automobiles n/a Approved 08/17/21
Northbridge General Insurance Corporation IAO Miscellaneous Vehicles 5.50% Approved 08/17/21
Northbridge General Insurance Corporation Mandatory Simplified Miscellaneous Vehicles 0.00% Approved 08/17/21
 
Federated Insurance Company IAO Private Passenger Automobiles n/a Approved 08/17/21
Federated Insurance Company IAO Miscellaneous Vehicles 0.00% Approved 08/20/21
Federated Insurance Company Mandatory Simplified Miscellaneous Vehicles 0.00% Approved 08/20/21
 
Tokio Marine & Nichido Fire Insurance Company IAO Miscellaneous Vehicles 0.00% Approved 08/20/21
Tokio Marine & Nichido Fire Insurance Company Mandatory Simplified Miscellaneous Vehicles 0.00% Approved 08/20/21
 
Verassure Insurance Company IAO Miscellaneous Vehicles 0.00% Approved 08/20/21
Verassure Insurance Company Mandatory Simplified Miscellaneous Vehicles 0.00% Approved 08/20/21
 
Novex Insurance Company Mandatory Private Passenger Automobiles -7.70% Approved 09/14/21
Facility Association Supplemental Rule Changes - ASP - Taxis and Buses n/a Approved 09/14/21    
Unifund Assurance Mandatory Simplified Miscellaneous Vehicles n/a Approved 10/08/21
Northbridge General Insurance Corporation Supplemental Commercial Vehicles -0.90% Approved 10/29/21
Co-operators General Insurance Company Supplemental Commercial Vehicles 0.00% Approved 11/05/22
 
Tokio Marine & Nichido Fire Insurance Company Supplemental Commercial Vehicles n/a Approved 11/05/21
Verassure Insurance Company Supplemental Commercial Vehicles n/a Approved 11/05/21
Federated Insurance Company Supplemental Commercial Vehicles n/a Approved 11/05/21
Facility Association Mandatory Private Passenger Automobiles  8.90% Denied 11/09/21
 
Co-operators General Insurance Company Supplemental Miscellaneous Vehicles - Trailers 0.00% Approved 11/19/21
 
Traders General Insurance Company Supplemental Miscellaneous Vehicles 0.00% Approved 11/19/21
 
Sovereign General Insurance Company IAO Commercial and Interurban Vehicles 4.20% Approved 12/03/21
Facility Association Mandatory Private Passenger Automobiles  6.90% Approved 12/03/21
Hartford Fire Insurance Company IAO Commercial Vehicles 4.50% Approved 12/03/21
Chubb Insurance Company of Canada IAO Commercial Vehicles 4.54% Approved 12/14/21
Chubb Insurance Company of Canada IAO Interurban Trucks 23.14% Approved 12/14/21
Sovereign General Insurance Company IAO Miscellaneous Vehicles See Filing Summary Approved 12/14/21
Protective Insurance Company IAO Commercial Vehicles 4.54% Approved 12/17/21
Protective Insurance Company IAO Interurban Trucks 23.14% Approved 12/17/21
Intact Insurance Company Supplemental IAO Rate Group Table n/a Approved 12/17/21
   
Order
Name of Applicant
Application Type
Class of Business
Decision
Date Issued
Filing Summary
Rate Examples
Aviva Insurance Company of Canada Reform Commercial Vehicles and Interurban Vehicles Approved 03/03/20
 
Aviva Insurance Company of Canada Reform Public Vehicles Approved 03/03/20
 
S&Y Insurance Company Reform Private Passenger Automobiles Approved 03/03/20
 
S&Y Insurance Company Reform Miscellaneous Vehicles Approved 03/03/20
 
Traders General Insurance Company Reform Miscellaneous Vehicles Approved 03/03/20
 
Traders General Insurance Company Reform Private Passenger Automobiles Approved 03/03/20
 
Aviva Insurance Company of Canada Expedited Approval Commercial Vehicles and Interurban Vehicles Approved 03/03/20
Elite Insurance Company Reform Miscellaneous Vehicles Approved 03/17/20
 
Aviva General Insurance Company Reform Miscellaneous Vehicles Approved 04/14/20
 
Aviva General Insurance Company Mandatory Private Passenger Automobiles Approved 04/23/20
Intact Insurance Company Mandatory Private Passenger Automobiles Approved 04/27/20
Aviva General Insurance Company Expedited Approval Private Passenger Automobiles Approved 04/28/20
   
 
Co-operators General Insurance Company Reform All Vehicle Types Approved 04/29/20
 
S&Y Insurance Company Expedited Approval Private Passenger Automobiles Approved 04/30/20
 
Traders General Insurance Company Expedited Approval Private Passenger Automobiles Approved 04/20/20
 
Facility Association Other Commercial Vehicles (Rule Change) Approved 05/25/20    
Facility Association CLEAR Private Passenger Automobiles Approved 05/29/20
 
Facility Association Other Commercial Vehicles (IAO Rate Group Table) Approved 05/29/20
 
S&Y Insurance Company Expedited Approval Private Passenger Automobiles Approved 06/05/20
Traders General Insurance Company Expedited Approval Private Passenger Automobiles Approved 06/05/20
 
Intact Insurance Company Other Commercial Vehicles (IAO Rate Group Table) Approved 06/05/20
 
Northbridge General Insurance Company Mandatory Simplified Commercial Vehicles and Interurban Vehicles Approved 06/15/20
 
Northbridge General Insurance Company Mandatory Simplified Public Vehicles Approved 06/15/20
 
Northbridge General Insurance Company Reform Private Passenger Automobiles Approved 06/15/20
 
Royal & Sun Alliance Insurance Company Reform Interurban Vehicles Approved 06/15/20
 
Royal & Sun Alliance Insurance Company Reform Miscellaneous Vehicles Approved 06/15/20
 
XL Specialty Insurance IAO Commercial Vehicles Approved 06/16/20
XL Specialty Insurance IAO Miscellaneous Vehicles Approved 06/16/20
XL Specialty Insurance IAO Private Passenger Automobiles Approved 06/16/20
XL Specialty Insurance IAO Public Vehicles Approved 06/16/20
Royal & Sun Alliance Insurance Company Expedited Approval Private Passenger Automobiles Approved 06/18/20
CUMIS Insurance Company Reform All Vehicle Types Approved 06/23/20
 
Tokio Marine & Nichido Fire Insurance Mandatory Simplified Commercial Vehicles and Interurban Vehicles Approved 06/23/20
 
Tokio Marine & Nichido Fire Insurance Mandatory Simplified Public Vehicles Approved 06/23/20
 
Tokio Marine & Nichido Fire Insurance Reform Private Passenger Automobiles Approved 06/23/20
 
Verassure Insurance Company Mandatory Simplified Commercial Vehicles and Interurban Vehicles Approved 06/23/20
 
Verassure Insurance Company Mandatory Simplified Public Vehicles Approved 06/23/20
 
Verassure Insurance Company Reform Private Passenger Automobiles Approved 06/23/20
 
S&Y Insurance Company CLEAR Private Passenger Automobiles Approved 06/25/20
 
Traders General Insurance Company CLEAR Private Passenger Automobiles Approved 06/25/20
 
Aviva Insurance Company of Canada Reform Garage Approved 06/25/20
 
Royal & Sun Alliance Insurance Company Expedited Approval Commercial Vehicles Approved 06/30/20
Unifund Assurance Company Reform Miscellaneous Vehicles Approved 07/02/20
 
Royal & Sun Alliance Insurance Company Reform Public Vehicles Approved 07/02/20
 
Facility Association Reform All Vehicle Types Approved 07/02/20
 
Northbridge General Insurance Company Reform Miscellaneous Vehicles Approved 07/09/20
 
Elite Insurance Company Mandatory Miscellaneous Vehicles - Antique and Classic Cars Approved 07/09/20
 
Unifund Assurance Company Expedited Approval Private Passenger Automobiles Approved 07/17/20
Tokio Marine & Nichido Fire Insurance Reform Miscellaneous Vehicles Approved 07/17/20
 
Verassure Insurance Company Reform Miscellaneous Vehicles Approved 07/17/20
 
Co-operators General Insurance Company Mandatory Private Passenger Automobiles Approved 06/23/20
Traders General Insurance Company Other Private Passenger Automobiles - Deductible Extension Approved 07/30/20
 
Chubb Insurance Company of Canada IAO Commercial Vehicles Approved 08/10/20
 
Chubb Insurance Company of Canada IAO Private Passenger Automobiles Approved 08/10/20
 
Liberty Mutual Insurance Company IAO Commercial and Interurban Vehicles Approved 08/11/20
 
Liberty Mutual Insurance Company IAO Miscellaneous Vehicles Approved 08/11/20
 
Liberty Mutual Insurance Company IAO Private Passenger Automobiles Approved 08/11/20
 
Liberty Mutual Insurance Company IAO Public Vehicles Approved 08/11/20
 
Intact Insurance Company Reform All Vehicle Types Approved 08/11/20
 
Novex Insurance Company Reform All Vehicle Types Approved 08/11/20
 
Sovereign General Insurance Company IAO Private Passenger Automobiles Approved 08/13/20
Sovereign General Insurance Company IAO Commercial and Interurban Vehicles Approved 08/13/20
Sovereign General Insurance Company IAO Miscellaneous Vehicles Approved 08/13/20
Sovereign General Insurance Company IAO Public Vehicles Approved 08/13/20
Primmum Insurance Company CLEAR Private Passenger Automobiles Approved 08/18/20
 
Security National Insurance Company CLEAR Private Passenger Automobiles Approved 08/18/20
 
TD Home and Auto Insurance Company CLEAR Private Passenger Automobiles Approved 08/18/20
 
Hartford Fire Insurance Company IAO Private Passenger Automobiles Approved 08/18/20
Hartford Fire Insurance Company IAO Commercial Vehicles Approved 08/18/20
Protective Insurance Company IAO Commercial and Interurban Vehicles Approved 08/18/20
The Personal Insurance Company Reform Private Passenger Automobiles and Miscellaneous Vehicles Approved 08/27/20
 
Co-operators General Insurance Company Mandatory All Terrain Vehicles Approved 09/04/20
Co-operators General Insurance Company Mandatory Simplified Motorcycles Approved 09/01/20
Co-operators General Insurance Company Mandatory Simplified Snow Vehicles Approved 09/11/20
Co-operators General Insurance Company Mandatory Simplified Mopeds Approved 09/11/20
 
Co-operators General Insurance Company Mandatory Simplified Antiques Approved 09/18/20
 
Co-operators General Insurance Company Mandatory Simplified Campers  Approved 09/18/20
 
Co-operators General Insurance Company Mandatory Simplified Motorhomes Approved 09/18/20
Co-operators General Insurance Company Mandatory Simplified Private Bus Approved 09/18/20
 
Co-operators General Insurance Company Mandatory Simplified Private Trailers Approved 09/18/20
 
Co-operators General Insurance Company Mandatory Simplified School Bus Approved 09/18/20
 
CUMIS Insurance Company Mandatory Simplified ATVS Approved 09/25/20
CUMIS Insurance Company Mandatory Simplified Snow Vehicles Approved 09/25/20
CUMIS Insurance Company Mandatory Simplified Camper Units Approved 10/01/20
 
CUMIS Insurance Company Mandatory Simplified Campers and Trailers Approved 10/01/20
 
CUMIS Insurance Company Mandatory Simplified Mopeds Approved 10/01/20
 
CUMIS General Insurance Company Mandatory Simplified Motorcycles Approved 10/01/20
CUMIS Insurance Company Mandatory Simplified Motorhomes Approved 10/01/20
Novex Insurance Company Expedited Approval Private Passenger Automobiles - Group Discount Approved 10/09/20
 
Traders General Insurance Company Mandatory Simplified ATVs Approved 10/15/20
Traders General Insurance Company Mandatory Simplified Motorcycles Approved 10/15/20
Traders General Insurance Company Mandatory Simplified Motorhomes Approved 10/15/20
Traders General Insurance Company Mandatory Simplified Snow Vehicles Approved 10/15/20
Traders General Insurance Company Mandatory Simplified Trailers and Campers Approved 10/15/20
 
S&Y Insurance Company Mandatory Simplified ATVs Approved 10/22/20
S&Y Insurance Company Mandatory Simplified Motorcycles Approved 10/22/20
S&Y Insurance Company Mandatory Simplified Motorhomes Approved 10/22/20
S&Y Insurance Company Mandatory Simplified Snow Vehicles Approved 10/22/20
 
S&Y Insurance Company Mandatory Simplified Trailers and Campers Approved 10/22/20
 
Co-operators General Insurance Company Mandatory Commercial Vehicles Approved 10/28/20
Royal & Sun Alliance Insurance Company Expedited Approval Commercial Vehicles - Rate Group Update Approved 10/29/20
Primmum Insurance Company Mandatory Simplified ATVs Approved 10/29/20
Primmum Insurance Company Mandatory Simplified Motorcycles Approved 10/29/20
Primmum Insurance Company Mandatory Simplified Snow Vehicles Approved 10/29/20
Primmum Insurance Company Mandatory Simplified Trailers Approved 10/29/20
 
Security National Insurance Company Mandatory Simplified ATVs Approved 10/30/20
Security National Insurance Company Mandatory Simplified Motorcycles Approved 10/30/20
Security National Insurance Company Mandatory Simplified Snow Vehicles Approved 10/30/20
Security National Insurance Company Mandatory Simplified Trailers Approved 10/30/20
 
TD Home and Auto Insurance Company Mandatory Simplified ATVs Approved 11/02/20
TD Home and Auto Insurance Company Mandatory Simplified Motorcycles Approved 11/02/20
TD Home and Auto Insurance Company Mandatory Simplified Snow Vehicles Approved 11/02/20
TD Home and Auto Insurance Company Mandatory Simplified Trailers Approved 11/02/20
 
Primmum Insurance Company Mandatory Private Passenger Automobiles Approved 11/10/20
Security National Insurance Company Mandatory Private Passenger Automobiles Approved 11/10/20
TD Home and Auto Insurance Company Mandatory Private Passenger Automobiles Approved 11/10/20
Elite Insurance Company Mandatory Simplified Motorhomes Approved 11/16/20
Intact Insurance Company CLEAR Private Passenger Automobiles Approved 11/16/20
Security National Insurance Company Expedited Approval Endorsement Changes Approved 11/20/20
 
Primmum Insurance Company Expedited Approval Endorsement Changes Approved 11/20/20
 
TD Home and Auto Insurance Company Expedited Approval Endorsement Changes Approved 11/20/20
 
Intact Insurance Company Mandatory Simplified Miscellaneous Vehicles Approved 11/27/20
Novex Insurance Company Mandatory Simplified Miscellaneous Vehicles Approved 11/27/20
   
Facility Association Mandatory Commercial and Interurban Vehicles Approved 11/27/20
Dominion of Canada General Insurance Company Mandatory Commercial and Interurban Vehicles Approved 11/27/20
Aviva Insurance Company of Canada Mandatory Simplified Garage Vehicles Approved 12/03/20
 
Aviva Insurance Company of Canada Mandatory Simplified Interurban Vehicles Approved 12/03/20
Aviva Insurance Company of Canada Mandatory Simplified Public Vehicles Approved 12/03/20
 
Aviva General Insurance Company Mandatory Simplified Miscellaneous Vehicles Approved 12/03/20
Facility Association Mandatory Miscellaneous Vehicles Approved 12/03/20
Chubb Insurance Company of Canada IAO Private Passenger Automobiles Approved 12/10/20
 
Hartford Fire Insurance Company IAO Private Passenger Automobiles Approved 12/10/20
 
Liberty Mutual Insurance Company IAO Private Passenger Automobiles Approved 12/10/20
 
Dominion of Canada General Insurance Company Mandatory Simplified Miscellaneous Vehicles Approved 12/10/20
Intact Insurance Company Mandatory Simplified Public Vehicles Approved 12/10/20
 
The Personal Insurance Company Mandatory Simplified Miscellaneous Vehicles Approved 12/10/20
Intact Insurance Company Mandatory Commercial Vehicles Approved 12/15/20
Order
Date Issued
Name of Applicant
Application Type
Description
Decision
03/12/19
Unifund Assurance Company
Category 2
An application by Unifund Assurance Company for approval to implement a revised rates for its Private Passenger Automobiles class of business.
1. The application is denied.
2. Unifund Assurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
03/12/19
Royal and Sun Alliance Insurance Company of Canada
Category 2
An application by Royal and Sun Alliance Insurance Company of Canada for approval to implement a revised rates for its Private Passenger Automobiles class of business.
1. The application is denied.
2. Royal and Sun Alliance Insurance Company of Canada will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
03/14/19
Facility Association
Category 2
An application by Facility Association for approval of revised rates for its Newfoundland and Labrador Public Vehicles – Taxis and Limousines class of business.
The Application by Facility Association is denied.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
03/29/19
Unifund Assurance Company
Category 2
An application by Unifund Assurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received March 19, 2019 from Unifund Assurance Company for its Private Passenger Automobiles class of business is approved to be effective no sooner than June 1, 2019 for new business and July 1, 2019 renewals.
2. Unifund Assurance Company will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
03/29/19
Royal and Sun Alliance Insurance Company of Canada
Category 2
An application by Royal and Sun Alliance Insurance Company of Canada for approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received March 19, 2019 from Royal and Sun Alliance Insurance Company of Canada for its Private Passenger Automobiles class of business is approved to be effective no sooner than June 1, 2019 for new business and July 1, 2019 renewals.
2. Royal and Sun Alliance Insurance Company of Canada will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
03/29/19
The Dominion of Canada General Insurance Company
Category 2
An application by The Dominion of Canada General Insurance Company for approval to implement a revised rating program for its Commercial Automobiles and Interurban Trucks class of business.
1. The application is denied.
2. The Dominion of Canada General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
04/12/19
Co-operators General Insurance Company
Category 2
An application by Co-operators General Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The application is denied.
2. Co-operators General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
04/23/19
Facility Association
Category 2
An application by Facility Association for approval of revised rates for its Newfoundland and Labrador Public Vehicles – Taxis and Limousines class of business.
1. The revised rating program received April 10, 2019 from Facility Association for its Newfoundland and Labrador Public Vehicles – Taxis and Limousines class of business is approved to be effective no sooner than August 1, 2019 for both new business and renewals.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
04/29/19
IAO Actuarial Consulting Services Inc. 
Category 2
An application by IAO Actuarial Consulting Services Inc. on behalf of Hartford Fire Insurance Company to adopt IAO advisory rates for Private Passenger Automobiles and Commercial Vehicles.
1. The application received February 25, 2019 from IAO Actuarial Consulting Services Inc. on behalf of Hartford Fire Insurance Company to adopt IAO advisory rates for Private Passenger Automobiles and Commercial Vehicles is approved to be effective no sooner than June 1, 2019.
05/23/19
Co-operators General Insurance Company
Category 2
An application by Co-operators General Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received April 23, 2019 from Co-operators General Insurance Company for its Private Passenger Automobiles class of business is approved to be effective no sooner than July 10, 2019 for new business and August 9, 2019 for renewals.
2. Co-operators General Insurance Company will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
09/10/19
Co-operators General Insurance Company
Category 2
An application by Co-operators General Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The application is denied.
2. Co-operators General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
10/18/19
Co-operators General Insurance Company
Category 2
An application by Co-operators General Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received September 17, 2019 from Co-operators General Insurance Company for its Private Passenger Automobiles class of business is approved to be effective no sooner than December 11, 2019 for new business and February 4, 2020 for renewals.
2. Co-operators General Insurance Company will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
10/18/19
Intact Insurance Company
Category 2
An application by Intact Insurance Company for approval of changes to endorsements for its Commercial Automobiles and Interurban class of business.
1. The proposal received on August 16, 2019 from Intact Insurance Company for approval of changes to S.E.F. 20 and S.E.F. 43R/43R(L) for its Commercial Automobiles and Interurban class of business is approved to be effective no sooner than October 21, 2019 for new business and November 21, 2019 for renewals.
10/18/19
Intact Insurance Company
Category 2
An application by Intact Insurance Company for approval of changes to endorsements for its Private Passenger Automobiles class of business.
1. The proposal received on August 23, 2019 from Intact Insurance Company for approval of changes to the following endorsements: S.E.F. 16, 17, 19a, 20, 27, 35, 43R/43R(L), Plus Pac Options A, B, C and D and Responsible Driver Guarantee for its Private Passenger Automobiles class of business, is approved to be effective no sooner than January 8, 2020 for new business and February 8, 2020 for renewals.
10/29/19
The Dominion of Canada General Insurance Company
Category 2
An application by The Dominion of Canada General Insurance Company for approval to implement a revised rates for its Private Passenger Automobiles class of business.
1. The application is denied.
2. The Dominion of Canada General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
10/31/19
TD Home and Auto Insurance Company
Category 2
An application by TD Home and Auto Insurance Company for approval of changes to endorsements for its Private Passenger Automobiles, Motorcycles, Motorhomes, Trailers, Snowmobiles, and All-Terrain Vehicles classes of business.
1. The proposal received on September 23, 2019 from TD Home and Auto Insurance Company for approval of changes to the endorsements outlined in Schedule A is approved to be effective no sooner than January 20, 2020 for new business and March 23, 2020 for renewals.
10/31/19
Security National Insurance Company
Category 2
An application by Security National Insurance Company for approval of changes to endorsements for its Private Passenger Automobiles, Motorcycles, Motorhomes, Trailers, Snowmobiles, and All-Terrain Vehicles classes of business.
1. The proposal received on September 23, 2019 from Security National Insurance Company for approval of changes to the endorsements outlined in Schedule A is approved to be effective no sooner than January 20, 2020 for new business and March 23, 2020 for renewals.
10/31/19
Primmum Insurance Company
Category 2
An application by Primmum Insurance Company for approval of changes to endorsements for its Private Passenger Automobiles, Motorcycles, Motorhomes, Trailers, Snowmobiles, and All-Terrain Vehicles classes of business.
1. The proposal received on September 23, 2019 from Primmum Insurance Company for approval of changes to the endorsements outlined in Schedule A is approved to be effective no sooner than January 20, 2020 for new business and March 23, 2020 for renewals.
11/14/19
The Dominion of Canada General Insurance Company
Category 2
An application by The Dominion of Canada General Insurance Company for approval to implement a revised rates for its Private Passenger Automobiles class of business.
1. The revised rating program received November 8, 2019 from The Dominion of Canada General Insurance Company for its Private Passenger Automobiles class of business is approved to be effective no sooner than January 16, 2020 for new business and February 16, 2020 for renewals.
2. The Dominion of Canada General Insurance Company will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
11/29/19
Security National Insurance Company
Category 2
An application by Security National Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles, Motorcycles, All-Terrain Vehicles, Snow Vehicles, Trailers, Motorhomes, and Antique, Modern Classic and Old Vehicles classes of business. 
1. The revised rating program received November 12, 2019 from Security National Insurance Company for its Private Passenger Automobiles, Motorcycles, All-Terrain Vehicles, Snow Vehicles, Trailers, Motorhomes, and Antique, Modern Classic and Old Vehicles classes of business is approved to be effective no sooner than February 8, 2020 for new business and April 8, 2020 for renewals.
11/29/19
Primmum Insurance Company
Category 2
An application by Primmum Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles, Motorcycles, All-Terrain Vehicles, Snow Vehicles, Trailers, Motorhomes, and Antique, Modern Classic and Old Vehicles classes of business
1. The revised rating program received November 12, 2019 from Primmum Insurance Company for its Private Passenger Automobiles, Motorcycles, All-Terrain Vehicles, Snow Vehicles, Trailers, Motorhomes, and Antique, Modern Classic and Old Vehicles classes of business is approved to be effective no sooner than February 8, 2020 for new business and April 8, 2020 for renewals.
11/29/19
TD Home and Auto Insurance Company
Category 2
An application by TD Home and Auto Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles, Motorcycles, All-Terrain Vehicles, Snow Vehicles, Trailers, Motorhomes, and Antique, Modern Classic and Old Vehicles classes of business. 
1. The revised rating program received November 12, 2019 from TD Home and Auto Insurance Company for its Private Passenger Automobiles, Motorcycles, All-Terrain Vehicles, Snow Vehicles, Trailers, Motorhomes, and Antique, Modern Classic and Old Vehicles classes of business is approved to be effective no sooner than February 8, 2020 for new business and April 8, 2020 for renewals.
12/13/19
The Dominion of Canada General Insurance Company
Category 2
An application by Dominion of Canada General Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received November 26, 2019 from Dominion for its Private Passenger Automobiles class of business is approved to be effective no sooner than January 20, 2020 for new business and March 1, 2020 for renewals.
12/13/19
The Dominion of Canada General Insurance Company
Category 2
An application by Dominion of Canada General Insurance Company for approval to implement a revised rating program for its Commercial Vehicles and Interurban Trucks classes of business.
1. The revised rating program received November 18, 2019 from Dominion for its Commercial Vehicles and Interurban Trucks classes of business is approved to be effective no sooner than January 20, 2020 for new business and March 1, 2020 for renewals.
12/13/19
The Dominion of Canada General Insurance Company
Category 2
An application by Dominion of Canada General Insurance Company for approval to implement a revised rating program for its All-Terrain Vehicles, Snow Vehicles, Motorcycles, Motorhomes and Historic Vehicles classes of business. 
1. The revised rating program received November 19, 2019 from Dominion for its All-Terrain Vehicles, Snow Vehicles, Motorcycles, Motorhomes and Historic Vehicles classes of business is approved to be effective no sooner than January 20, 2020 for new business and March 1, 2020 for renewals.
12/13/19
The Dominion of Canada General Insurance Company
Category 2
An application by Dominion of Canada General Insurance Company for approval to implement a revised rating program for its Public Vehicles class of business. 
1. The revised rating program received November 18, 2019 from Dominion for its Public Vehicles class of business is approved to be effective no sooner than January 20, 2020 for new business and March 1, 2020 for renewals.
12/19/19
Facility Association
Category 2
An application by Facility Association for approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received December 12, 2019 from Facility Association for its Private Passenger  Automobiles class of business is approved to be effective no sooner than April 1, 2020 for new business and  renewals.
2. Facility Association will be required to pay the costs of the Board associated with this filing, including the costs  of the actuarial review.
12/19/19
Facility Association
Category 2
An application by Facility Association for approval to implement a revised rating program for its Taxis class of business.
The revised rating program received December 12, 2019 from Facility Association for its Taxis class of  business is approved to be effective no sooner than April 1, 2020 for new business and renewals.
2. Facility Association will be required to pay the costs of the Board associated with this filing, including the costs  of the actuarial review.
12/19/19
Facility Association
Category 2
An application by Facility Association for approval to implement a revised rating program for its Garage class of business.
 The revised rating program received December 12, 2019 from Facility Association for its Garage class of  business is approved to be effective no sooner than April 1, 2020 for new business and renewals.
3. Facility Association will be required to pay the costs of the Board associated with this filing, including the costs  of the actuarial review.
Order
Date Issued
Name of Applicant
Application Type
Description
Decision
January 29, 2018
Aviva General Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received October 2, 2017 from Aviva General Insurance Company is approved to be effective no sooner than June 1, 2018 for new business and for renewals.
2. Aviva General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
January 29, 2018
S&Y Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The application is denied.
2. S&Y Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
January 29, 2018
Traders General Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The application is denied.
2. Traders General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
February 8, 2018
Intact Insurance Company
Category 2
For approval to implement changes to endorsements for its Private Passenger Automobiles class of business.
1. The changes proposed by Intact Insurance Company on December 20, 2017 to standard endorsements S.E.F. 35 and S.E.F. 43R/43R(L), Plus Pac Options A, B, C and D, and the Claims Advantage endorsement for its Private Passenger Automobiles class of business are approved to be effective no sooner than April 11, 2018 for new business and May 11, 2018 for renewals.
March 14, 2018
S&Y Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received February 8, 2018 from S&Y Insurance Company is approved to be effective no sooner than July 1, 2018 for new business and for renewals.
2. S&Y Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
March 14, 2018
Traders General Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received February 8, 2018 from Traders General Insurance Company is approved to be effective no sooner than July 1, 2018 for new business and for renewals.
2. Traders General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
April 6, 2018
Co-operators General Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received March 12, 2018 from Co-operators General Insurance Company is approved to be effective no sooner than May 16, 2018 for new business and June 15, 2018 for renewals.
2. Co-operators General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
April 6, 2018
COSECO Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received March 12, 2018 from COSECO Insurance Company is approved to be effective no sooner than August 1, 2018 for new business and for renewals.
2. COSECO Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
April 6, 2018
CUMIS General Insurance Company
Category 2
For approval to adopt the most recent rates and rating program of COSECO Insurance Company for Private Passenger Automobiles class of business.
1. The proposed rates and rating program received January 16, 2018 from CUMIS General Insurance Company is approved to be effective no sooner than August 1, 2018 for new business and for renewals.
May 24, 2018
Novex Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received April 24, 2018 from Novex Insurance Company is approved to be effective no sooner than June 1, 2018 for new business and July 1, 2018 for renewals.
2. Novex Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
May 24, 2018
Royal and Sun Alliance Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received April 11, 2018 from Royal and Sun Alliance Insurance Company of Canada is approved to be effective no sooner than June 1, 2018 for new business and August 1, 2018 for renewals.
2. Royal and Sun Alliance Insurance Company of Canada will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
May 24, 2018
Unifund Assurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received March 2, 2018 from Unifund Assurance Company is approved to be effective no sooner than June 1, 2018 for new business and August 1, 2018 for renewals.
2. Unifund Assurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
June 4, 2018
Northbridge General Insurance Corporation
Category 2
For approval to implement a revised rating program for its Commercial Vehicles class of business.
1. The revised rating program received April 10, 2018, as amended on May 7, 2018, from Northbridge General Insurance Corporation is approved to be effective no sooner than July 1, 2018 for new business and August 1, 2018 for renewals.
June 4, 2018
Northbridge Personal Insurance Corporation
Category 2
For approval to implement a revised rating program for its Commercial Vehicles class of business.
1. The proposed rates and rating program received April 10, 2018, as amended on May 7, 2018, from Northbridge Personal Insurance Corporation is approved to be effective no sooner than July 1, 2018 for new business and August 1, 2018 for renewals.
June 4, 2018
Tokio Marine and Nichido Fire Insurance Company Limited
Category 2
For approval to implement a revised rating program for its Commercial Vehicles class of business.
1. The proposed rates and rating program received April 10, 2018, as amended on May 7, 2018, from Tokio Marine and Nichido Fire Insurance Company Limited is approved to be effective no sooner than July 1, 2018 for new business and August 1, 2018 for renewals.
June 4, 2018
Northbridge General Insurance Corporation
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received April 20, 2018, as amended on May 10, 2018, from Northbridge General Insurance Corporation is approved to be effective no sooner than July 1, 2018 for new business and August 1, 2018 for renewals.
June 4, 2018
Northbridge Personal Insurance Corporation
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received April 20, 2018, as amended on May 10, 2018, from Northbridge Personal Insurance Corporation is approved to be effective no sooner than July 1, 2018 for new business and August 1, 2018 for renewals.
June 4, 2018
Tokio Marine and Nichido Fire Insurance Company Limited
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received April 20, 2018, as amended on May 10, 2018, from Tokio Marine and Nichido Fire Insurance Company Limited is approved to be effective no sooner than July 1, 2018 for new business and August 1, 2018 for renewals.
June 4, 2018
Elite Insurance Company
Category 2
To implement six new Non-Standard Endorsements forms for its Collector Cars class of business.
1. The proposal received April 26, 2018 from Elite Insurance Company to implement six new Non-Standard Endorsements for its Collector Cars line of business is approved to be effective no sooner than July 1, 2018 for new business and August 1, 2018 for renewals.
June 7, 2018
Intact Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received March 12, 2018, as amended on May 24, 2018, from Intact Insurance Company is approved to be effective no sooner than July 17, 2018 for new business and August 17, 2018 for renewals.
2. Intact Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
June 15, 2018
Facility Association
Category 2
For approval of revised rates for its Newfoundland and Labrador Private Passenger Automobiles class of business.
1. The Application by Facility Association is denied.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
June 22, 2018
Novex Insurance Company
Category 2
For approval of changes to endorsements for its Private Passenger Automobiles class of business.
1. The proposal received June 4, 2018 from Novex Insurance Company for approval of changes to its Responsible Driver Guarantee endorsement and to its Optional Package of S.E.F. 20, S.E.F. 27 and S.E.F. 43R/43R(L) for its Private Passenger Automobiles class of business is approved to be effective no sooner than September 1, 2018 for new business and October 1, 2018 for renewals.
 July 13, 2018
Facility Association
Category 2
For approval of revised rates for its Newfoundland and Labrador Snow Vehicles class of business.
1. The revised rating program received November 30, 2017 from Facility Association for its Snow Vehicles class of business is approved to be effective no sooner than November 1, 2018 for new business and for renewals.
2. Facility Association will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
 July 13, 2018
Facility Association
Category 2
For approval of revised rates for its Newfoundland and Labrador Garage class of business.
The Application by Facility Association is denied.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
 July 13, 2018
Facility Association
Category 2
For approval of revised rates for its Newfoundland and Labrador Public Bus class of business.
The Application by Facility Association is denied.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
July 26, 2018
National Liability & Fire Insurance Company
Category 2
An application by IAO Actuarial Consulting Services Inc. on behalf of National Liability & Fire Insurance Company to adopt IAO advisory rates for Private Passenger Automobiles, Commercial Vehicles, All-Terrain Vehicles, and Snow Vehicles.
1. The application received June 26, 2018, amended on July 19, 2018, from IAO Actuarial Consulting Services Inc. on behalf of National Liability & Fire Insurance Company to adopt IAO advisory rates for Private Passenger Automobiles, Commercial Vehicles, All-Terrain Vehicles, and Snow Vehicles is approved to be effective no sooner than October 1, 2018.
August 15, 2018
Campaign to Protect Accident Victims
An automobile insurance review being undertaken by the Board pursuant to a direction under section 3.1 of the Insurance Companies Act; and, an application by the Campaign to Protect Accident Victims seeking permission to question Aviva Canada Inc.
1. The Application is dismissed.
October 4, 2018
Facility Association
Category 2
An application by Facility Association for approval of revised rates for its Newfoundland and Labrador Private Passenger Automobiles class of business. 
1. The revised rating program received July 20, 2018 from Facility Association for its Newfoundland and Labrador Private Passenger Automobiles class of business is approved to be effective no sooner than February 1, 2019 for both new business and renewals.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
October 4, 2018
Facility Association
Category 2
An application by Facility Association for approval of revised rates for its Newfoundland and Labrador Garage class of business.
1. The revised rating program received August 24, 2018 from Facility Association for its Newfoundland and Labrador Garage class of business is approved to be effective no sooner than February 1, 2019 for both new business and renewals.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
October 4, 2018
Facility Association
Category 2
An application by Facility Association for approval of revised rates for its Newfoundland and Labrador Public Bus class of business
1. The revised rating program received August 24, 2018 from Facility Association for its Newfoundland and Labrador Public Bus class of business is approved to be effective no sooner than February 1, 2019 for both new business and renewals.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
October 9, 2018
S&Y Insurance Company
Category 2
An application by S&Y Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received August 2, 2018, amended September 17, 2018, from S&Y Insurance Company is approved to be effective no sooner than December 1, 2018 for new business and January 1, 2019 for renewals.
2. S&Y Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
October 9, 2018
Traders General Insurance Company
Category 2
An application by Traders General Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received August 2, 2018, amended September 17, 2018, from Traders General Insurance Company is approved to be effective no sooner than December 1, 2018 for new business and January 1, 2019 for renewals.
2. Traders General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
October 11, 2018
Co-operators General Insurance Company
Category 2
An application by Co-operators General Insurance Company for approval of changes to endorsements for its Private Passenger Automobiles and Light Commercial Vehicles classes of business.
1. The proposal received August 22, 2018 from Co-operators General Insurance Company for approval of changes to S.E.F. 43R/43R(L) and to introduce a new Physical Damage Extension Endorsement Package for its Private Passenger Automobiles and Light Commercial Vehicles classes of business is approved to be effective no sooner than January 16, 2019 for new business and February 15, 2019 for renewals.
October 12, 2018
The Dominion of Canada General Insurance Company
Category 2
An application by The Dominion of Canada General Insurance Company for approval to implement a revised rates for its Private Passenger Automobiles class of business.
1. The application is denied.
2. The Dominion of Canada General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
November 5, 2018
The Dominion of Canada General Insurance Company
Category 2
An application by The Dominion of Canada General Insurance Company for approval of revised rates for its Private Passenger Automobiles class of business.
1. The revised rating program received October 16, 2018, amended October 19, 2018, from The Dominion of Canada General Insurance Company for its Private Passenger Automobiles class of business is approved to be effective no sooner than January 2, 2019 for new business and February 1, 2019 for renewals.
2. The Dominion of Canada General Insurance Company will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
Order
Date Issued
Name of Applicant
Application Type
Description
Decision
03/03/17
Intact Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received February 13, 2017 from Intact Insurance Company is approved to be effective no sooner than April 19, 2017 for new business and May 19, 2017 for renewals.
2. Intact Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
04/21/17
Royal and Sun Alliance Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received March 24, 2017 from Royal and Sun Alliance Insurance Company of Canada is approved to be effective no sooner than May 1, 2017 for new business and June 22, 2017 for renewals.
2. Royal and Sun Alliance Insurance Company of Canada will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
06/06/17
Novex Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received May 8, 2017 from Novex Insurance Company is approved to be effective no sooner than July 19, 2017 for new business and August 19, 2017 for renewals.
2. Novex Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
06/13/17
Facility Association Insurance Company
Category 2
For approval of revised rates for its Newfoundland and Labrador Public Vehicles – Taxis and Limousines class of business
The Application by Facility Association is denied.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
 
June 30, 2017
Co-operators General Insurance Company
Category 2
For approval of revised rates for its Newfoundland and Labrador Motorcycles class of business.
1. The revised rating program received May 31, 2017 from Co-operators General Insurance Company for its Motorcycles class of business is approved to be effective no sooner than February 14, 2018 for new business and March 16, 2018 for renewals.
2. Co-operators General Insurance Company shall pay the costs of the Board associated with this filing, including the costs of the actuarial review.
07/20/17
Facility Insurance Company
Category 2
For approval of revised rates for its Newfoundland and Labrador Garage class of business.
1. The revised rating program received January 31, 2017 from Facility Association for its Garage class of business is approved to be effective no sooner than November 1, 2017 for new business and for renewals.
2. Facility Association shall pay the costs of the Board associated with this filing, including the costs of the actuarial review.
07/21/17
Security National Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The rating program received April 28, 2017 from Security National Insurance Company is approved to be effective no sooner than November 1, 2017 for new business and for renewals.
2. Security National Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
07/21/17
Primmum Insurance Company
Category 2
For approval to implement a revised rating program for its Private Passenger Automobiles class of business.
2. Primmum Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
07/31/17
Facility Insurance Company
Category 2
For approval of revised rates for its Newfoundland and Labrador School Bus class of business.
1. The Application by Facility Association is denied.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
08/01/17
Facility Insurance Company
Category 2
For approval of revised rates for its Newfoundland and Labrador Public Bus class of business.
1. The Application by Facility Association is denied.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
08/14/17
Intact Insurance Company
Category 2
For approval to implement a revised rating program for its Commercial Vehicles class of business.
1. The revised rating program received July 4, 2017 from Intact Insurance Company is approved to be effective no sooner than November 1, 2017 for new business and December 1, 2017 for renewals.
2. Intact Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
08/29/17
COSECO Insurance Company
Category 2
For approval to implement a revised rating program for its Motorcycles class of business.
1. The revised rating program received July 26, 2017 from COSECO Insurance Company for its Motorcycles class of business is approved to be effective no sooner than February 14, 2018 for new business and March 16, 2018 for renewals.
08/29/17
CUMIS Insurance Company
Category 2
For approval to implement a revised rating program for its Motorcycles class of business.
1. The revised rating program received July 26, 2017 from CUMIS Insurance Company for its Motorcycles class of business is approved to be effective no sooner than February 14, 2018 for new business and March 16, 2018 for renewals.
09/08/17
Facility Insurance Company
Category 2
For approval to implement a revised rating program for its Newfoundland and Labrador Public Vehicles – Taxis and Limousines class of business.
1. The revised rating program received August 9, 2017 from Facility Association for its Newfoundland and Labrador Public Vehicles – Taxis and Limousines class of business is approved to be effective no sooner than March 1, 2018 for both new business and renewals.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
10/10/17
Facility Insurance Company
Category 2
For approval to implement a revised rating program for its Newfoundland and Labrador School Bus class of business.
1. The revised rating program received September 5, 2017 from Facility Association for its Newfoundland and Labrador School Bus class of business is approved to be effective no sooner than March 1, 2018 for both new business and renewals.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review.
10/10/17
Facility Insurance Company
Category 2
For approval to implement a revised rating program for its Newfoundland and Labrador Public Bus class of business.
1. The revised rating program received September 5, 2017 from Facility Association for its Newfoundland and Labrador Public Bus class of business is approved to be effective no sooner than January 1, 2018 for both new business and renewals.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review.
10/11/17
The Dominion of Canada General Insurance Company
Category 2
For approval to implement revised rates for its Private Passenger Automobiles class of business.
1. The application is denied.
2. The Dominion of Canada General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
10/16/17
The Dominion of Canada General Insurance Company
Category 2
For approval to implement revised rates for its Private Passenger Automobiles class of business
1. The revised rating program received October 11, 2017 from The Dominion of Canada General Insurance Company for its Newfoundland and Labrador Private Passenger Automobiles class of business is approved to be effective no sooner than January 1, 2018 for new business and February 1, 2018 for renewals.
2. The Dominion of Canada General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
10/19/17
The Dominion of Canada General Insurance Company
Category 2
For approval to implement a revised rating program for its Miscellaneous – ATV class of business.
1. The revised rating program received August 9, 2017 from The Dominion of Canada General Insurance Company for its Miscellaneous – ATV class of business is approved to be effective no sooner than January 1, 2018 for new business and February 1, 2018 for renewals.
2. The Dominion of Canada General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
10/19/17
The Dominion of Canada General Insurance Company
Category 2
For approval to implement a revised rating program for its Miscellaneous – Historic Vehicles class of business.
1. The revised rating program received August 9, 2017 from The Dominion of Canada General Insurance Company for its Miscellaneous – Historic Vehicles class of business is approved to be effective no sooner than January 1, 2018 for new business and February 1, 2018 for renewals.
2. The Dominion of Canada General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
10/19/17
The Dominion of Canada General Insurance Company
Category 2
For approval to implement a revised rating program for its Miscellaneous – Motorcycles class of business.
1. The revised rating program received August 9, 2017 from The Dominion of Canada General Insurance Company for its Miscellaneous – Motorcycles class of business is approved to be effective no sooner than January 1, 2018 for new business and February 1, 2018 for renewals.
2. The Dominion of Canada General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
10/19/17
The Dominion of Canada General Insurance Company
Category 2
For approval to implement a revised rating program for its Miscellaneous – Motorhomes class of business.
1. The revised rating program received August 9, 2017 from The Dominion of Canada General Insurance Company for its Miscellaneous – Motorhomes class of business is approved to be effective no sooner than January 1, 2018 for new business and February 1, 2018 for renewals.
2. The Dominion of Canada General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
10/19/17
The Dominion of Canada General Insurance Company
Category 2
For approval to implement a revised rating program for its Miscellaneous – Snow Vehicles class of business.
1. The revised rating program received August 9, 2017 from The Dominion of Canada General Insurance Company for its Miscellaneous – Snow Vehicles class of business is approved to be effective no sooner than January 1, 2018 for new business and February 1, 2018 for renewals.
2. The Dominion of Canada General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
10/19/17
The Dominion of Canada General Insurance Company
Category 2
For approval to implement a revised rating program for its Miscellaneous – Trailers class of business.
1. The revised rating program received August 9, 2017 from The Dominion of Canada General Insurance Company for its Miscellaneous – Trailers class of business is approved to be effective no sooner than January 1, 2018 for new business and February 1, 2018 for renewals.
2. The Dominion of Canada General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
10/27/17
Co-operators General Insurance Company
Category 2
For approval of a change to Standard Endorsement S.E.F. 43R/43R(L).
1. The proposed changes to Standard Endorsement S.E.F. 43R/43R(L) received September 29, 2017 from Co-operators General Insurance Company is approved to be effective no sooner than February 14, 2018 for new business and March 16, 2018 for renewal.
10/27/17
The Dominion of Canada General Insurance Company
Category 2
For approval to implement a revised rating program for its Buses class of business.
1. The revised rating program received September 18, 2017 from The Dominion of Canada General Insurance Company for its Buses class of business is approved to be effective no sooner than January 1, 2018 for new business and renewals.
10/27/17
The Dominion of Canada General Insurance Company
Category 2
For approval to implement a revised rating program for its Funeral Carriages class of business.
1. The revised rating program received September 18, 2017 from The Dominion of Canada General Insurance Company for its Funeral Carriages class of business is approved to be effective no sooner than January 1, 2018 for new business and renewals.
11/22/17
Aviva Insurance General Insurance Company of Canada
Category 2
For approval to implement a revised rating program for its Commercial Vehicles and Interurban Trucks class of business
1. The revised rating program received on November 9, 2017 from Aviva Insurance Company of Canada for its Commercial Vehicles and Interurban Trucks class of business is approved to be effective no sooner than January 1, 2018 for new business and February 1, 2018 for renewals.
2. Insurance Company of Canada will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
Order
Date Issued
Name of Applicant
Application Type
Description
Decision
01/12/16
Intact Insurance Company
 
An application by Intact Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business.
1. The revised rating program received December 17, 2015 from Intact Insurance Company is approved to be effective no sooner than March 21, 2016 for new business and April 21, 2016 for renewals.
2. Intact Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review.
01/12/16
The Dominion of Canada General Insurance Company
 
An application by The Dominion of Canada General Insurance Company for approval to implement a revised rating program for its Interurban Trucks class of business.
1. The revised rating program proposed by The Dominion of Canada General Insurance Company for its Interurban Trucks class of business is approved to be effective no sooner than February 15,2016 for new business and for renewals.
01/18/16
Facility Association
 
An application by Facility Association for approval of revised rates for its Newfoundland and Labrador Public Vehicles - Taxis and Limousines class of business.
1. The Application by Facility Association is denied.
2. Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application.
Order
Name of Applicant
Application Type
Class of Business
Proposed Rate Change
Decision
Date Issued
Filing Summary
Rate Examples
S&Y Insurance Company
Expedited
Private Passenger Automobiles
+3.00%
Approved
01/12/24
Traders General Insurance Company Expedited Private Passenger Automobiles
+3.00%
Approved
01/12/24
S&Y Insurance Company Mandatory Simplified Miscellaneous Vehicles
n/a
Approved
01/19/24
Traders General Insurance Company Mandatory Simplified Miscellaneous Vehicles
n/a
Approved
01/19/24
Belair Insurance Company Supplemental Private Passenger Automobiles
n/a
Approved
01/19/24
 
S&Y Insurance Company Supplemental Private Passenger Automobiles
+1.8%
Approved
02/13/24
 
Traders General Insurance Company Supplemental Private Passenger Automobiles
+2.6%
Approved
02/13/24
 
Aviva General Insurance Company Supplemental Private Passenger Automobiles
+0.00%
Approved
02/13/24
 
Co-operators General Insurance Company Mandatory Filing Commercial Vehicles -1.70%
Approved
02/21/24
Aviva General Insurance Company Supplemental Private Passenger Automobiles
n/a
Approved
02/21/24
 
Aviva General Insurance Company (GENCO) Mandatory Simplified Miscellaneous Vehicles
n/a
Approved
02/21/24
Aviva Insurance Company of Canada Mandatory Simplified Public Vehicles
n/a
Approved
02/21/24
 
The Dominion of Canada General Insurance Company Mandatory Funeral Vehicles
n/a
Approved
02/21/24
 
Elite Insurance Company Mandatory Simplified Motorhomes
n/a
Approved
02/21/24
Aviva General Insurance Company Mandatory Simplified Interurban Vehicles
+11.7%
Approved
03/01/24
Primmum Insurance Company CLEAR Private Passenger Automobiles
-0.1%
Approved
03/07/24
 
Security National Insurance Company CLEAR Private Passenger Automobiles
0.2%
Approved
03/07/24
 
TD Home and Auto Insurance Company CLEAR Private Passenger Automobiles
-0.2%
Approved
03/07/24
 
The Dominion of Canada General Insurance Company Mandatory Commercial Vehicles and Interurban Trucks
9.50%
Approved
03/12/24
S&Y Insurance Compamy Supplemental Private Passenger Automobiles
n/a
Approved
03/28/24
 
Traders General Insurance Company Supplemental Private Passenger Automobiles
n/a
Approved
03/28/24
 
The Dominion of Canada General Insurance Company Mandatory Simplified Miscellaneous Vehicles
n/a
Approved
04/01/24
 
Intact Insurance Company Mandatory Simplified Miscellaneous Vehicles
n/a
Approved
04/09/24
   
Aviva Insurance Company of Canada Inc. Mandatory Filing Commercial Vehicles
n/a
Approved
04/09/24
The Dominion of Canada General Insurance Company Mandatory Filing Private Passenger Automobiles
n/a
Approved
04/12/24
 
     
 
 
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