Public Utilities Board
- Insurance Division -



Auto Insurance Filing Guidelines

2017 Bulletins and Directives


         (Issued September 1, 2017)
         Directive A.I. 2017-03 - Loss Trends through December 31, 2016

         (Issued May 9, 2017)
         Directive A.I. 2017-02 - Loss Trends through June 30, 2016

         (Issued March 17, 2017)
         Directive A.I. 2017-01: CLEAR Rate Group Table

2016 Bulletins and Directives


         (Issued November 10, 2016)
         Directive A.I. 2016-03 - Loss Trends through December 31, 2015

         (Issued April 22, 2016)
         Directive A.I. 2016-02 - Loss Trends through June 30, 2015

         (Issued February 11, 2016)
         Directive A.I. 2016-01: CLEAR Rate Group Table

2015 Bulletins and Directives


         (Issued December 22, 2015)
         Directive A.I. 2015-03: Revised Loss Trends and Development Factors

         (Issued April 13, 2015)
         Directive A.I. 2015-02: CLEAR Rate Group Table

         (Issued April 13, 2015)
         Directive A.I. 2015-01: Revised Loss Trends and Development Factors

2014 Bulletins and Directives


         (Issued September 22, 2014
         Directive A.I. 2014-02: Revised Loss Trends and Development Factors

         (Issued March 28, 2014)
         Directive A.I. 2014-01: Revised Loss Trends and Development Factors

2013 Bulletins and Directives


         (Issued October 21, 2013)
         Directive A.I. 2013-03: CLEAR Rate Group Table

         (Issued September 30, 2013)
         Directive A.I. 2013-02: Revised Loss Trends and Development Factors

         (Issued May 1, 2013)
         Directive A.I. 2013-01: Updated Loss Trend Rates and Development Factors

2012 Bulletins and Directives


         (Issued October 10, 2012)
         Directive A.I. 2012-03: Revised Loss Trends and Development Factors

         (Issued May 14, 2012)
         Directive A.I. 2012-02: 2012 CLEAR Rate Group Table

         (Issued April 24, 2012)
         Directive A.I. 2012-01: Updated Loss Trend Rates and Development Factors

2011 Guidelines


         (Effective September 1, 2011)
         Automobile Insurance Filing Guidelines
           ~ Filing Tabs (MS Word)
           ~ Tab 9: Private Passenger Exhibits (Excel)
           ~ Tab 9: Private Passenger Risk Profiles (Excel)
           ~ Tab 9: Commercial Exhibits (Excel)
           ~ Tab 9: Commercial Risk Profiles (Excel)
           ~ Tab 11: Supporting Actuarial Information (Excel)


2011 Bulletins and Directives


         (Issued September 22, 2011)
         Directive 2011-05: Updated Loss Trend Rates and Development Factors

         (Issued September 1, 2011)
         Directive 2011-04: Expense Provisions for Automobile Insurance Rate Filings

         (Issued June 2, 2011)
         Directive 2011-03: 2011 CLEAR Rate Group Table

         (Issued February 23, 2011)
         Directive 2011-02: Updated Loss Trend Rates and Development Factors

         (Issued January 5, 2011)
         Directive 2011-01: Updated Automobile Insurance Filing Guidelines


2010 Bulletins and Directives


         (Issued October 26, 2010)
         Directive A.I. 2010-05: 2010 CLEAR Rate Group Table

         (Issued October 26, 2010)
         Directive A.I. 2010-04: Revised Loss Trend Rates and development Factors

         (Issued June 15, 2010)
         Directive A.I. 2010-03: Revised Loss Trend Rates and development Factors

         (Issued April 15, 2010)
         Directive A.I. 2010-02: Automobile Insurance Prohibited Underwriting Regulations

         (Issued February 19, 2010)
         Directive A.I. 2010-01: Rate Group Table Updates

         (Issued April 5, 2010)
         Bulletin 2010-01: FARM Monthly Reporting of Business Placements


2009 Directives


         (Issued November 25, 2009)
         Directive A.I. 09-06: Revised Loss Trend Rates, Development Factors and Reform Factors

         (Issued November 25, 2009)
         Directive A.I. 09-05: Updates to Automobile Insurance Profit Guidelines

         (Issued May 26, 2009)
         Directive A.I. 09-04: Clarification - Automobile Insurance Filing Guidelines

         (Issued May 19, 2009)
         Directive A.I. 09-03: Updated Automobile Insurance Filing Guidelines

         (Issued March 24, 2009)
         Directive A.I. 09-02: Prohibited Underwriting Criteria/Guidelines

         (Issued March 24, 2009)
         Directive A.I. 09-01: Revised Loss Trend Rates, Development Factors and Reform Factors - Private Passenger and Commercial

Facility Association Reports
Facility Association Monthly Reporting Form (Excel - 125 Entries)
Facility Association Monthly Reporting Form (Excel - 750 Entries)

Insurance Reports
PUB Automobile Insurance Annual Reports
PUB 2004 Report on Potential Savings Arising from Automobile Insurance Product Changes

Insurance Review
Insurance Review Documentation
Home, Commercial & Marine Report
August 15, 2006: Gov't Release PUB Home, Commercial & Marine Report
April 21, 2006: PUB Home, Commercial & Marine Report to Gov't
Auto Insurance Report
May 6, 2005: Gov't Release PUB Auto Insurance Report
March 31, 2005: PUB Auto Insurance Report to Gov't
PUB Insurance Administration
PUB Board Orders
PUB Press Releases
Legislation
Contact The PUB

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